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Update on Svetlana

Thanks to the loan, obtained with the help and support of the Kiva Fund, Svetlana was able to increase livestock quantities and earn income from sales of milk and milk products. Considering her successful borrowing experience and a good result, today her business contains four cows, three calves, six horses and twenty-five sheep. Svetlana once again requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional heads of livestock. She plans to invest the earnings into a continued development of her business.
View original language description ↓
Благодаря кредиту, полученному при помощи поддержки Фонда КИВА, Светлана смогла приумножить количество скота и получить доходы от продажи молока и молочных продуктов. Учитывая успешный опыт заимствования и хороший результат - на сегодня ее хозяйство насчитывает 4 коровы, 3 теленка, 6 лошадей и 25 овец, Светлана повторно обратилась в компанию "Бай - Тушум и Партнеры" за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Доходы Светлана планирует вложить в развитие бизнеса.

Previous Loan Details

Svetlana is 51 years old, she is married and lives with her husband, middle son and her daughter-in-law. She is a mother of three sons - her oldest son is married and lives separately, her youngest son lives and studies in Bishkek (the capital of Kyrgyzstan). Svetlana was born in a large famil... More from Svetlana's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Svetlana to purchase livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2012
Jun 29, 2012
Currency Exchange Loss:
Dec 18, 2012
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Jun, 2011. Learn More