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David, age 31, operates a barber shop to earn a living. He lives with his wife and their four children in the town of Kijura in the Hoima region of Uganda. Three of their children are currently enrolled in school. David has been working hard for the past nine years to manage his salon, where he offers phone-charging services in addition to cutting hair.

To help expand his business, David has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to increase inventory and to perform necessary repairs. The profits expected from this loan will help David to generate greater profits and to build a house for his family. David hopes that in the future he will be able to buy a motorcycle.

David is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like David who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 143
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped David to increase inventory and perform necessary repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 30, 2012
Currency Exchange Loss:
Jul 24, 2013