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Update on Fatuma

Fatuma operates a retail shop to earn a living. She has run her business for the past year and a half and works hard to meet her family's needs. Her husband is engaged in farming. They work together to maintain the family's expenses so that they can live in dignity.

Fatuma tells us that her business is doing very well and that she has managed to increase her monthly income by over 30 percent.

Fatuma is requesting her second loan in order to buy flour, sugar, rice, beans, and other items that she will make available to her customers. She gives thanks for the help that she is receiving from Kiva and Yehu, and she promises to fully invest it in her business so that it can expand.

Her dream is to own a wholesale business in future.

Previous Loan Details

Fatuma is a married woman with 7 children, 4 of whom are enrolled in school while the others are still too young for school. She lives in a rental house with neither electricity nor piped water. Her greatest monthly expense is food for her family. Fatuma has operated a retail shop for the pas... More from Fatuma's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 790
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Fatuma to purchase maize flour, rice, sugar and cooking oil for her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 30, 2012
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Fatuma. It was first posted on Kiva on Nov, 2011. Learn More