Kam is 29 years old, married, and has two school-aged children. Kam was not given the chance to finish her college education. She was born on her family's farm and learned the agricultural business well. She has been involved in the farming business as the main source of her family’s income. She usually grows rice and beans for sale each harvesting season. She works hard and manages her business well to attain her goals.
Due to a lack of capital, she has difficulties in starting to plant her bean crops. So now she is requesting a loan of USD 1,000 to pay for land fees and to purchase bean seed for planting. She believes the loan will be a big help for her to lessen her difficulties and to maintain her farming business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.