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Mwanajuma

Update on Mwanajuma

Mwanajuma runs a motorcycle transportation business. She has run her business for 10 years and has now hired someone to help her operate it. She lives with her family in a rural area.

She started by selling cereals, but after giving serious thought to ensuring the security of her family, she saved her money and purchased her motorcycle. This allowed her to supplement her monthly income to improve her family's standard of living. She reports that her job is particularly challenging in the winter, since her business attracts fewer passengers due to the cold temperatures. Her dream is to buy more motorcycles for her growing business.

She is requesting a second loan in order to buy repair parts for her motorcycle, since it is presently her only work vehicle and is therefore indispensable to her.

She is so grateful for the support that Yehu and Kiva are offering to her.

Previous Loan Details

Mwanajuma is a married woman with five children, all of whom graduated from school. She owns a house that has neither electricity nor piped water. Her greatest monthly expense is food. For the past ten years, she has operated a cereals selling business, selling at the market to her neighbours ... More from Mwanajuma's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 967
    View loans »
    Kenya Loans Fundraising
  • $40,860,175
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mwanajuma to buy repair parts for her motorbike.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 6, 2012
Listed
Jun 30, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013
This photo was used before for a previous loan for Mwanajuma. It was first posted on Kiva on Sep, 2011. Learn More