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Yerjanik runs a farm where she cultivates land and keeps an orchard with different types of trees. To cultivate the land properly and develop the land and trees, Yerjanik needs sufficient investment. She plans to purchase seeds and fertilizer. Yerjanik lives with her mother and her son, who is in the army at present. Yerjanik works at a military unit at the nearest town. She is the main breadwinner in the family. In order to earn more income, Yerjanik works hard to develop the farm, which she hopes will provide stable income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 87
    View loans »
    Armenia Loans Fundraising
  • $12,655,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Yerjanik to pay for seeds and fertilizer for her farm.
86% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 5, 2012
Currency Exchange Loss: