Yadish A. is a 26 year old farmer who sells milk and yoghurt to the local people. He started his business in 2004. He lives in a small village in the Saatli region with his parents. He has applied for a loan to purchase three calves for USD300 each and the rest of loan he will spend on fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.