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Grace is 35 years old and lives in the town of Lyantonde, in the Mbarara region of Uganda. She is married and has one child who is currently in school. For the past six years, Grace has worked hard to manage her retail shop, which sells general items.

To help expand her business, Grace has requested a loan of three million Ugandan Shillings from BRAC Uganda. The loan will be used to increase her inventory, and will help Grace generate greater profits and improve her business.

Grace hopes that in the future she will be able to increase the size of her shop and include many goods so it will make more profits.

Grace is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Grace who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD
A loan of $1,225 helped Grace to increase the business stock.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jun 30, 2012
Currency Exchange Loss:
Jul 30, 2012