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C5044 Twitezimberedukora Group
In this Group: Jean Bosco, Thaddee, Syldio
Jean Bosco (center of photo) is 36 years old and is married with 4 children; and he takes care of five relatives. He is a leader of the group called " C5044 TWITEZIMBEREDUKORA."

He sells various goods such as: lotions, sugar, biscuits, cooking oil, salt etc. The daily hours of his business are from 6 a.m to 9 p.m and he currently employs one person to help him. Jean Bosco has one year of experience in this work.

Jean Bosco has requested a Kiva loan via Vision Finance Company to buy various goods such as: lotions, sugar, biscuits, cooking oil, salt etc for resale. With any profits, he will save money for his future, to renovate his house, reinvest in his business and pay school fees for his children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 598.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C5044 Twitezimberedukora Group's $1,025 loan helped a member to buy various goods such as: lotions, sugar, biscuits, cooking oil, salt etc for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jun 30, 2012
Currency Exchange Loss:
Mar 6, 2013