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Begaiym is a participant of the "Astra" group. She is 51 years old and has three children. In search of a source of income for her family, Begaiym started her own business in animal husbandry and farming in 1993 with an initial sum of 2,000 som (KGS). Thanks to her persistence and hard work, she was able to develop her business to contain three cows, five horses, and have a monthly income of about 12,000 som (KGS). In order to further develop her business, Begaiym requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase a dairy cow. The earnings will be used to expand a barn for the livestock.
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Бегайым –участник группы «Астра», ей 51 год, имеет 3 детей. В 1993 году, в поисках источника дохода для своей семьи, Бегайым начала свой бизнес в животноводстве и полеводстве со стартовой суммой в 2,000 сом (KGS). Благодаря настойчивости и упорному труду, Бегайым сумела развить свой бизнес с хозяйством, насчитывающем 3 коровы, 5 лошадей и ежемесячным доходом около 12,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Бегайым обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дойной коровы. Доходы будут использованы на расширение сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Begaiym to purchase a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 29, 2012
Jun 29, 2012
Currency Exchange Loss:
Dec 17, 2013