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The loan of USD 900.00 from HKL and Kiva will help Hiek, who is 33 years old, succeed in her granite mortar-and-pestle making business. Heik and her husband help each other in producing mortars and pestles in order to make income for the family. Recently, they ran out of raw materials (granite stones), which is why Hiek has applied for a loan. Together, they are able to generate income around USD 4.00 per day and use it to cover their daily expenses. Hiek has been engaged in the business for almost 20 years. She is now a mother of three school-aged children, who still need daily allowances from her. Hiek hopes that she can send all of her children to attend university after they finish their education at high school level.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $37,492,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Hiek to purchase granite stone for mortar-and-pestle making business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 5, 2012
Currency Exchange Loss:
Oct 17, 2013