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Ernesto Manuel
Ernesto is a young man of 29. He lives alongside his wife, who is a great support, and their two children who attend elementary school. Their home is located in the city of Imperial which is noted for its varied climate and its agriculture, especially its cotton and corn growing. Ernesto is a very hard-working man but some years ago there was an earthquake and he lost his home. In spite of this problem, however, he knew how to move forward. He gradually saved money and managed to buy two computers with which he started his small business offering Internet access, printing, typing and scanning services. He has been in this business for four years now and is able to cover his household expenses. Ernesto believes that his business is doing well because he is very responsible, hard-working and, above all, he serves his customers in a very friendly manner.

Ernesto is very grateful to Kiva lenders because, thanks to their help, he will be able to buy cable conduits, electricity cables, power outlets, units in which to install computers, etc. Ernesto will open another small Internet cafe. With this loan, he will be able to carry out suitable installation of his new premises, continue to grow his business and, above all, improve his income. In this way, he will be able to continue working hard to fulfill his biggest dream: to provide his children with a good education and, above all, to own a chain of Internet cafes.
View original language description ↓
Ernesto es un joven de 29 años de edad, el cual vive al lado de su esposa quien lo apoya mucho y juntos tienen 2 hijos los cuales va a la escuela primaria, su vivienda se ubica en la ciudad e imperial, caracterizada por su clima variado, su agricultura, en especial el cultivo de algodón, maíz, entre otros. Ernesto es muy trabajador pero hace unos años ocurrió un terremoto, en el que perdió su vivienda y a pesar de ese problema supo salir adelante, poco a poco fue ahorrando dinero y lograron comprar 2 computadores con las cuales iniciaron su pequeño negocio de cabinas de internet, impresiones, tipeos y escaneos, el cual ya lleva 4 años y con el cual Ernesto puede solventar los gastos de hogar, el cree que le va bien en su negocio porque es muy responsable y trabajador y sobre todo atiende a sus clientes de manera muy amable.

Ernesto está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado los prestatarios Kiva el podrá comprar canaletas, cables de electricidad, tomacorrientes, módulos para colocar computadoras, entre otros, ya que Ernesto abrirá otro pequeño local de internet, así el podrá realizar una adecuada instalación de su nueva cabina y seguir creciendo en su negocio y sobre todo mejorar sus ingresos, de esa manera seguir trabajando y luchando para realizar su más grande sueño:” Darle una buena educación a sus hijos y sobre todo tener una cadena de cabinas de internet”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ernesto Manuel to buy cable conduits, electricity cables, power outlets, units in which to install computers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2012
Listed
Jul 8, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013