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Jose Alberto
José Alberto is 52 years old and from Chinandega. He is a manual worker and has three adult children. He is requesting this loan to make some improvements to his home. He would like to put up a wall where there is currently a door and build a perimeter wall at the side of the house. Since he acquired his house he has wanted to make improvements to it but, owing to a lack of money, he has not been able to. His dreams and goals are to finish improving his home. He would like this loan to buy building supplies such as blocks, cement, sand, gravel, iron, wire, nails, etc.
View original language description ↓
José Alberto de 52 años de edad de la localidad de Chinandega, obrero, con tres hijos mayores de edad, está solicitando el financiamiento para hacerle mejoras a su casa de habitación que consisten en levantar la pared donde existe una puerta y levantar pared en un costado muro perimetral de la vivienda, ya que desde que adquirió la casa ha querido hacerle mejoras pero por falta de dinero no lo había podido realizar, sus sueños y metas es terminar de mejorar su casa. el financiamiento lo quiere para comprar material de construcción como: bloques, cemento, arena, piedrín, hierro, alambre, clavos. Entre otros.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $875 helped Jose Alberto to buy blocks, cement, sand, grave, iron, wire, nails, etc.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 8, 2012
Currency Exchange Loss:
Aug 7, 2012