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As a single woman, Cecilia is considered a strong farmer and a strong personality in her home state of Tlaxcala. The idea of a Sistema Biobolsa biodigester for her farm and family is an excellent option because she is unwilling to fall into the typical farmer or “housewife” stereotype. As a result of the economic crisis, the farm is the only source of income for her family and she is constantly looking for ways to reduce her costs.

This Kiva loan is being used towards the purchase of a 40 cubic meter Sistema Biobolsa biodigester, which will allow her to completely eliminate the use of agrochemical fertilizers on her farm, thereby reducing her costs and her carbon footprint. She will also use the biogas to replace the LP gas she currently uses to cook for the family and heat their bathwater at the end of a long day’s work.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.

About Mexico

  • $11,249
    Average annual income
  • 4
    View loans »
    Mexico Loans Fundraising
  • $17,308,100
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Cecilia to purchase a 40 cubic meter Sistema Biobolsa biodigester.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Jun 29, 2012
Currency Exchange Loss:
Mar 27, 2013