Update on Victor HugoVíctor Hugo, 25, is single and has no children; he lives in Ventanas, Los Ríos Province.
He’s a member of the “26 de Noviembre” communal bank located in Las Blancas belonging to Ventanas Canton. This communal bank is involved in activities related to agriculture and livestock.
Víctor Hugo grows corn and pigeon peas and is asking for the loan to buy urea, seeds, organic manure and Ranger [brand of herbicide].
With help from the loan he will be able to buy good quality seeds problem-free. His dream is to have a vehicle of his own. In his free time he likes to be kind to people and to be very responsible with his actions.
Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto las Blancas, Perteneciente al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.
Víctor Hugo se dedica a la agricultura a la siembra de maíz, fréjol gandul. Solicita el crédito para comprar semillas, urea, abono orgánico, ranger.
Con la ayuda del crédito podrá adquirir la semilla de buena calidad sin ningún tipo de problemas.
El sueño es poder tener vehículo propio.
En el tiempo libre le gusta ser amable con las personas y muy responsable en los actos
Previous Loan DetailsVictor Hugo is 24 years old. He is single and lives alone as he has no children. He lives in El Cantón Ventanas Provincia de Los Ríos. This community is named V.R.C. 26 de Noviembre. It is located in the Las Blancas compound, belonging to Cantón Ventanas. This community has ten members who are… More from Victor Hugo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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