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Ricardo Manuel
Ricardo, 19, is a young man living in the beautiful city of Chincha which is noted for having a hot climate. It is the birthplace of great Peruvian sports heroes. Most of the residents are of Afro-Peruvian descent and are well-known for their delicious traditional dishes that they prepare very well. One of
Ricardo’s favorite dishes, therefore, is the delicious “Pachamanca.” When he has free time available, Ricardo enjoys listening to music very much above all because it helps him relax after a hard day’s work. Because of his parents’ few economic resources, he only attended secondary school but would have liked to have studied a university career.

Ricardo works very enthusiastically as a laborer in an egg-packing firm; he works about 10 hours daily. His work is very delicate because one has to pack the eggs very carefully. He believes that he does well in his business because he’s very responsible and above all very careful when doing his work.

Ricardo is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to do some home improvements like building walls that are currently adobe. He will also plaster, paint and repair the metal sheeting on the roof thus improving his parents’ quality of life since he lives with them and helps support with the fruits of his labor. In this way he will be able to continue working with more tranquility and continue striving to make his greatest dream a reality: to give his parents a good quality of life and to be able to have his own house and form a family.
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Ricardo es un joven de 19 años de edad, vive en la linda ciudad de chincha la cual se caracteriza por tener un clima cálido, es la cuna de grandes glorias del deporte peruano, la mayoría de pobladores son de descendía afroperuana, son conocidos también por tener un don en la preparación de platillos típicos ya que les salen muy ricos, por ello uno de los platillos favoritos de Ricardo es la rica “Pachamanca”. Cuando dispone de un tiempo libre a Ricardo le gusta mucho escuchar música, sobre todo porque lo ayuda a despejarse del cansancio propio del trabajo. Debido a los pocos recursos económicos de sus padres el solo tuvo estudios secundarios pero le hubiera gustado estudiar una carrera universitaria.

Con mucho entusiasmo Ricardo traba en una empresa empaquetadora de huevos como obrero, el labora alrededor de 10 horas al día, su trabajo es muy delicado ya que hay que empaquetar los huevos con cuidado, el cree que le va bien en su negocio porque es muy responsable y sobre todo cuidadoso cuando realiza su trabajo.

Ricardo está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda como construcción de paredes ya que son de adobe, asimismo tarrajeo, pintado y refacción de techo de calamina; así de esta manera el podrá mejorar la calidad de vida de sus padres ya que el vive con ellos y a quienes apoya con el fruto de su trabajo, de esta manera el podrá seguir trabajando con más tranquilidad y seguir luchando para hacer realidad su más grande sueño:” Darle una buena calidad de vida a sus padres, poder tener su casa propis y formar una familia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $55,277,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD