Update on Vicente RufinoVicente Rufino is 59 years old, married, and has six children. He lives with his wife and children in Ventanas, province of Los Ríos.
He belongs to VRC 26 De Noviembre, which is located in the precinct of Las Blancas, which belongs to the canton of Ventanas. This small community works in stockbreeding and agriculture.
Vicente Rufino is a farmer. He grows corn. He is requesting the loan in order to purchase fertilizers, insecticides, urea, and liquid weed-killers. With the help afforded by this loan, he will be able to purchase what he needs to continue growing his crops.
His dream is to be able to have a nice house and give his children a good education.
In his spare time, he enjoys listening to music and traveling.
Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto las Blancas, Perteneciente al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas
Vicente Rufino se dedica a labores agrícolas a la siembra de maíz. Solicita el crédito para comprar fertilizantes, insecticidas, urea, líquido mata maleza.
Con la ayuda del crédito podrá comprar lo necesario para poder seguir sembrando. El sueño es poder tener una buena casa y darles buena educación a los hijos.
En el tiempo libre le gusta escuchar música y viajar.
Previous Loan DetailsVicente Rufino is 58 years old and married. He lives with his wife and children in Ventanas canton, in Los Ríos province. This community bank is called '26 de Noviembre' and it is located in Las Blancas, in Ventanas canton. The group has 10 members who work in short-cycle agriculture, growin... More from Vicente Rufino's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid