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Update on Zuhura

Zuhura lives in the coastal region of Kenya, in Msambweni. She owns a kiosk that has been in operation for seven years. She started the business recently from the amount saved from her first loan. Her main business challenge is the lack of on-time payments by some customers. Despite this, Zuhura is determined to expand her business and be in a position to start a wholesale business in the future.

She is requesting a second loan of 25,000 Kenyan shillings to purchase stocks of maize flour, cooking oil and sugar. The additional income from this loan will help her restock the shop.

Previous Loan Details

Zuhura is a married woman with three children, all of whom attend school. She lives in a rental house that has electricity but not piped water. She has operated a retail business for one year, selling from home to her neighbors and passersby. She hopes to sell as a wholesaler in the future. ... More from Zuhura's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 788
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Zuhura to purchase maize flour, cooking oil and sugar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 4, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Zuhura. It was first posted on Kiva on Feb, 2011. Learn More