Update on Celia JennyCelia Jenny, 42, is a widow and has a son. She lives with her father and her 14-year-old son in the city of Ventanas in Los Ríos Province.
She’s a member of the “El Recreo” communal bank located in San Vicente Las Lomas belonging to Ventanas Canton. This communal bank is involved in activities related to agriculture and livestock.
Celia Jenny farms corn and is asking for the loan to buy insecticide, urea and weed killer.
With help from the loan she will be able to buy what’s necessary for the farming. She makes her purchases in Ventanas. Her dream is to be able to continue being successful in life. In her free time she likes to sleep.
Es integrante de la VRC EL RECREO, se encuentra ubicada en el sector del recinto San Vicente las lomas, Perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.
CELIA JENNY se dedica a la agricultura a la siembra de maíz, Solicita el crédito para comprar insecticidas urea, líquido mata maleza.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras lo hace en Ventanas. El sueño es poder seguir teniendo éxito en la vida.
En el tiempo libre le gusta dormir.
Previous Loan DetailsCelia Jenny, age 41, is a widow who lives with her 13-year-old son, who is in school. They live in Ventanas Canton in the province of Los Rios. The communal group "EL RECREO" is located in Ventanas Canton in the San Vicente sector of Las Lomas. This group is involved in farm activity, raisin... More from Celia Jenny's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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