Ankabenkelekan 4 Group
This group of women grow rice and groundnuts.
In order to increase the size of their holdings, the members of this group decided to join Soro Yiriwaso's loan program. This is their eighth agricultural loan.
Adiara is a member of this group. She is squatting down in the middle of the photo. She grows her crops over one and a half hectares of land.
Adiara plans to use her loan to buy seeds, plow her land, and buy fertilizers. She buys her products in Fonfona. After she has harvested her cereals, she sells them retail, for cash, both at home and in the market. She sells to a customer base made up of both men and women.
While the other members of her group hope to make an average profit of 100,000 francs over the course of their loan, Adiara plans to make 225,000 francs.
In addition to repaying their loan, the women will use part of their income to cover their personal and family expenses.
Ce groupe de femmes fait La culture du riz et de l’arachide.
Pour augmenter la taille de leurs avoirs, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur huitième prêt de campagne agricole.
Adiara est un membre du groupe qui est accroupie au milieu. Sa superficie cultivable est un hectare et demi.
Elle compte utiliser son prêt pour acheter, de la semence, effectue son labour et acheter de l’engrais Elle se procure de ces produits à Fonfona. Après les récoltes elle vend ses céréales en détail et au comptant à la maison et au marché et à une clientèle composée d’hommes et de femmes.
Tandis que les autres membres du groupe comptent réaliser un bénéfice moyen de 100 000CFA chacune au cours de ce cycle Adiara compte réaliser 225.000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid