Ankabenkelekan 3 Group
This group of women cultivates rice and groundnuts.
To increase the size of their property, the members decided to join Soro Yiriwaso’s lending program. They are on their eighth agricultural loan.
Kadiatou is a member of this group; she is standing and dressed in white. She will farm an arable plot of 2.5 acres. She is planning on using her loan to purchase seeds, get her plowing done, and buy fertilizer. She gets her products in Fonfona. After the harvest, she retails her cereals for cash from her house and at the market, to a mixed clientele of men and women. While the other group members are expecting to make an average profit of 90,000 XOF each during this cycle, Mrs. Kadiatou is forecasting a profit of 155, 000 XOF.
In addition to repaying their loans, they use some of their revenues to taje care of personal and familial expenses.
Ce groupe de femmes fait La culture du riz et de l’arachide.
Pour augmenter la taille de leurs avoirs, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur huitième prêt de campagne agricole.
Kadiatou est un membre du groupe, debout et habillée en blanc, qui va exploiter une superficie cultivable est un hectare.
Elle compte utiliser son prêt pour acheter, de la semence, effectue son labour et acheter de l’engrais. Elle se procure de ces produits à Fonfona. Après les récoltes elle vend ses céréales en détail et au comptant à la maison et au marché et à une clientèle composée d’hommes et de femmes.
Tandis que les autres membres du groupe comptent réaliser un bénéfice moyen de 90.000CFA chacune au cours de ce cycle Mme Kadiatou compte réaliser 155. 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid