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Sophat is 27 years old. He is married and resides with three children in Siem Reap Province, Cambodia. He is a sculptor who earns about $9 per day. His wife helps him run the business.

Sophat wants to rebuild his house. With this goal in mind, Sophat is requesting a loan of $500 to purchase timber and zinc to use for constructing his house. This money will help him provide better living conditions for his family. In the future, he would like to run a grocery store with his wife and help his children earn bachelor’s degrees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $38,083,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sophat to purchase timber and zinc to use for rebuilding his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2012
Aug 1, 2012
Currency Exchange Loss:
Feb 28, 2013