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Carolina
This is Carolina, 46, a resident of Silang, Cavite, Philippines. She is married to Antonio, a driver. She is also a mother to her three children. By the grace of God, she has managed to support her children's schooling. At this time, she is working hard to continually provide income for her everyday expenses.

Carolina oversees operations of their tricycle transportation business. They have one tricycle that carries up to four passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to her. In her business the regular customers are the local community. She earns a minimum of 300 PHP every day.

To help her continue operating her business, she is requesting a 16,000 PHP loan. She will utilize the loan to buy spare parts and accessories, as well to maintain the motorcycle. She expects a boost in her business income as she expands her business.

Carolina dreams to be able to give her children a good and high quality education through all her hard work on her business. She faithfully meets with her co-fellowship members to share stories of her work every week. These meetings also give her an opportunity to draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1515
    View loans »
    Philippines Loans Fundraising
  • $56,672,675
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carolina to buy spare parts and accessories, as well as to maintain her motorcycle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2012
Listed
Jun 28, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013