Joel is from Lam-an, Ozamiz City. He is 43 years old, married, and has three children. To make a living, Joel owns and operates a business venture in the services sector providing transportation services. Joel has been engaged in his business for five years and earns 10,000 PHP a month from these activities. In 2007, Joel joined GDMPC. Joel is requesting a loan of 20,000 PHP, which will be used to repair his existing vehicle to provide better service. He plans to use the additional revenue generated from the business to improve his family's general living conditions.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.