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Joffre Antonio

Update on Joffre Antonio

Joffre Antonio is 41 years old and lives with his common-law wife and two children in Ventanas, in los Ríos province.

He is a member of the El Recreo community bank which is located in San Vicente Las Lomas, in Ventanas canton. The members of this community bank work in farming and livestock raising.

Joffre Antonio is a farmer who grows corn and beans. He is requesting this loan to buy seeds, organic fertilizers and chemical fertilizers. With the help of this loan, he will be able to buy good seeds. He will make his purchases and sales in Ventanas.

Joffre Antonio's dream is to be able to provide his children with an education. In his free time he enjoys spending time with his friends.
View original language description ↓
Joffre Antonio tiene 41 años de estado civil unión libre tiene dos hijos, vive con la esposa y con los hijos en Ventanas provincia de los Ríos.

Es integrante de la VRC EL RECREO, se encuentra ubicada en el sector del recinto San Vicente las lomas, Perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

Joffre Antonio se dedica a la agricultura a la siembra de maíz y fréjol. Solicita el crédito para comprar semillas, abonos orgánicos, químico. Con la ayuda del crédito podrá comprar buena semillas.

Las compras y las ventas lo harán en Ventanas. El sueño es poder darles el estudio a los hijos. En el tiempo libre le gusta estar con los amigos.

Previous Loan Details

Joffre Antonio V. Z. is 40 years old and lives in a common law marriage with his partner and 2 children. They live in the Ventanas area in the Los Ríos Province. The members of the V.R.C. El Recreo group mainly work in the agricultural field, especially growing short-cycle crops like corn, rice... More from Joffre Antonio's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Joffre Antonio to buy seeds, organic fertilizers and chemical fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2012
Jun 27, 2012
Currency Exchange Loss:
Dec 18, 2012