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Patricia Elena
Patricia is 36 years old and she lives with her husband and their two daughters ages 5 and 3 in the municipality of Soledad, very close to Barranquilla, where her activity is located. She sells products though specialized products guides or by catalogues: the products she sells are clothes and beauty products, as she also offers beauty treatment services to her customers, such as hairdos, hair dyes, hair straightening, dryer chairs and many more.
She started her activity in 1997: she was inspired by one of her neighbors engaging in the same activity, as she had always liked this kind of activity and she has been engaged in it since she was a young girl. Little by little she has succeed in seeing her current activity profit, because her income has increased, and 2 years ago she decided to learn everything related to beauty by attending a fundamental course in order to offer this service. Her main customers are the same who buy from her the different products she sells, as well as her neighbors and people coming from the neighboring areas to receive beauty treatments. Her future goal is to own a big locale to offer her customers the spaciousness and the comfortable environment of a beauty salon. She is currently requesting a loan to buy stainless steel accessories, underwear for women and beauty products: these are items she needs to tend to her customers so that they always buy from her. Her greatest challenge is not having enough working capital to buy bigger quantities of the different products her customers request, but she will achieve this goal little by little and thanks to Kiva’s support.
View original language description ↓
Patricia de 36 años vive con su esposo y sus dos hijas en las edades de 5 y 3 años, en el municipio de Soledad, muy cercano a la ciudad de Barranquilla. Allí tiene su negocio mediante el cual comercializa productos a través de guías especializadas o catálogos, con los cuales vende prendas de vestir y productos de belleza, aprovechando que también ofrece el servicio de mejoramiento de la imagen personal a sus clientes, con peinados, tintes, alisados de cabello, blowers etc.
Su idea de negocio comenzó en el año 1997, cuando su vecina con su propio ejemplo, estimuló esta actividad, que ella había desarrollado desde muy niña, porque siempre le gustó el negocio. Poco a poco ha alcanzado a ver el fruto de su hoy actividad laboral, porque sus ingresos han crecido; hace 2 años se dedicó a aprender todo lo relacionado con la belleza e hizo un curso, que fue fundamental para ofrecer este servicio, siendo sus principales clientes los mismos que le compran las mercancías variadas que ella vende y también vecinos de su barrio y de los alrededores de su sector que acuden para recibir el servicio de embellecimiento. Su meta mas adelante es tener un local de gran tamaño, para ofrecer en una sala de belleza, la amplitud y un ambiente confortable a sus clientes. En la actualidad está aplicando a un credikiva, con el cual comprará accesorios de acero inoxidable, ropa exterior e interior femenina y productos de belleza, con los que ella misma asesora a sus clientes y estos le hacen su compra permanentemente. Su mayor desafío, es no tener el capital de trabajo suficiente para comprar en mayor cantidad, diversos productos que demanda su creciente clientela y que ella poco a poco y con el apoyo de Kiva logrará.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 276
    View loans »
    Colombia Loans Fundraising
  • $13,610,900
    Funds lent in using Kiva
  • 1,797.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Patricia Elena to buy stainless steel accessories, underwear for women and beauty products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jun 28, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013