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Chokola Group
In this Group: Nshobole, Nabikengu, Irene, Ntakwinja, Nzigire, Kitumaini, Aziza, Namavu, Nzigire, Naminani, Furaha, Balemba, Bagisha, Ntakwinja, Olinanji, Hamuli, Mapendo, Muhindo, Ntakobanjira, Bisimwa, Zawadi, Mapendo, Balemba
Nshobole is a dynamic client of the Chokola business association. She is 33 years of age and is married to a customs broker. She has seven children, all of whom are at school.

Nshobole has worked selling traditional wrap-around cloth (known as “pagnes”) since 2007, and this is her second loan with Hekima. She plans to use her loan to purchase supplies, specifically 10 lengths of traditional wrap-around cloths. She wants to see her children finish their studies, and also wants to become a wholesaler. She also thanks Hekima and asks for God’s blessings.
View original language description ↓
Madame Nshobole est une cliente dynamique d’une association d’affaire Chokola. Elle est âgée de 33ans, mariée à un déclarant en douane; est mère de 7 enfants tous scolarisés. Elle est vendeuse des pagnes depuis 2007 et est au 2ème cycle de crédit chez Hekima. Le crédit sollicité va lui servir à l’approvisionnement de 10pièces de pagnes. La cliente souhaite voir ses enfants finir leurs études et devenir grossistes. Ainsi, elle remercie Hekima et prie Dieu de le bénir.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chokola Group's $1,725 loan helped a member to buy 10 lengths of traditional wrap-around cloth.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 28, 2012
Currency Exchange Loss:
Nov 15, 2012