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Eufemia
This is Eufemia, 37, resident of Silang, Cavite, Philippines. She is married to Roger, a driver, and is mother to their children. She, together with her husband, manage their own household while operating their business. At this time, she is working hard to continually provide income for their everyday expenses.

Eufemia oversees the operations of their jeepney (see footnote**) transportation business. She has a (14-16 person capacity) jeepney, which is paying boundary (daily quota) each day. Her regular customers are her neighbors and people in the local community. She earns a minimum of Php 1000 every day.

To help her continue the operations of her business, Eufemia is requesting a Php 20,000 loan. She will be utilizing the loan to to buy spare parts for the maintenance of her jeepney. She expects a boost in her business income as she expands her business.

Eufemia hopes to be able to expand soon. She also dreams that her children will finish their education. She faithfully meets up with her co-fellowship members to share stories of her work every week.

** Curiously, Jeepneys have purely American origins. They were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn, and modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for every day travel, and cheap enough to buy and maintain. Now, the jeepneys are one of the things that makes the Philippines truly Philippines.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 233
    View loans »
    Philippines Loans Fundraising
  • $52,041,500
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Eufemia to pay for the spare parts and maintenance of their jeepney unit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2012
Listed
Jun 27, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013