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Risalie, age 44, is a direct seller of Avon and MSE products. She has been running this business for 10 years and also earns an income from the retail sale of herbal products. She and her husband have one child. She works hard to provide for her family.

Risalie has borrowed and repaid 14 loans from NWTF before this loan. She is requesting a new loan in the amount of PhP 29,500 through NWTF in order to purchase more Avon and MSE items to offer for sale.

She aspires to build and expand her business with the goal of securing the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1597
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Risalie to purchase more Avon and MSE items to offer for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 27, 2012
Currency Exchange Loss:
Apr 17, 2013