Mariama is a mother of two children. She is forty two years old and she has been roasting and selling ground nuts for the past eight years. She travels to the northern part of Ghana to buy the nuts and then travels back to the south (Tema) to sell. Mariama wants to use her loan to buy more bags of groundnuts to reduce her frequent travels to the north and also to avoid price hikes.
She is a member of the group called “Baa Meyi” (meaning no one is bigger than God). Members agree in principle to guarantee for each other as social collateral to repay the loan.