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Update on Esther

Esther is 55 years old. She sells skirts and has been in the business for 12 years. She wants the loan so she can buy more skirts to sell. The profits from the business will be used to provide food for her family.

Previous Loan Details

Esther is 54 years old. She has two children aged between 14 and 16 years and they go to school. She has been selling clothes for 11 years. She is willing to request this loan in order to buy more clothes. With the profits she will build a house. More from Esther's previous loan »

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 1
    View loans »
    Rwanda Loans Fundraising
  • $15,573,075
    Funds lent in using Kiva
  • 600.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Esther to buy more skirts to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 27, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Esther. It was first posted on Kiva on Dec, 2011. Learn More