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Flutur is a forty-one-year-old Egyptian woman from one of the two most vulnerable ethnic minorities in Albania. Flutur and her husband, with their children and grandchildren, live on the outskirts of a major city in the southeastern part of the country.

Social exclusion issues extremely challenged these minorities during the Communist era. The Albanian government and international organizations have done a lot to integrate them into society, yet there's still more to be done. In the streets of major cities you still see parents and children sleeping on the cold cement, living in tents and barracks with no toilets or running water.

The VisionFund Albania is providing assistance to these communities through loans, and Flutur is one of its clients. She has applied for a second loan, with the first one being paid off. She has been selling new clothes in nearby villages for the past six to eight years. This business has proved profitable, despite the struggles in the beginning.

Flutur’s dream is to send her grandchildren to school. She realizes this can be difficult without the support of Kiva lenders. She thanks all potential lenders in advance.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 22
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 110.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Flutur to buy more clothing inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 27, 2012
Currency Exchange Loss:
Jan 18, 2014