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Lisseth Johanna
Lisseth lives with her family in the city of Milagros. At the age of 23 she owns a photographic studio she opened five years ago when she finished secondary school. She comments that she always liked taking photographs either with her digital camera or with her telephone and noted that she was good at it so decided to take several courses and open the business.

At the beginning she acquired a professional camera and offered services at events; she also sold products like cameras, film and film developing service. She currently works Monday through Sunday together with her husband who is a Telecommunications Engineer. She does not have a fixed schedule.

Because of her husband’s skills they decided to buy a video camera to expand their services at events and he taught her how to operate it. Lisseth plans to use the loan to buy another professional camera and a video camera to work separately when there is more than one event on the same day and not lose jobs for lack of equipment. Her future goal is to expand the business with the purchase of more equipment because time and technological innovation requires it.
View original language description ↓
Lisseth vive en la ciudad de Milagros junto a su familia. A sus 23 años tiene un estudio fotográfico de su propiedad el cual abrió hace 5 años cuando termino sus estudios secundarios. Comenta que siempre le gusto tomar fotografías ya sea con su cámara digital o del teléfono dándose cuenta que lo hacía bien, decidió tomar varios cursos y abrir el negocio. En un principio adquirió una cámara profesional ofreciendo los servicios de fotografías a eventos, también vendía productos como cámaras, películas y el servicio de revelado. Actualmente trabaja de lunes a domingo junto a su esposo quien es ingeniero en Telecomunicaciones, no tiene horario definido. Fue por los conocimientos de su esposo que decidieron comprar una videocámara para ampliar sus servicios en los eventos y es él quien le enseño el manejo de la misma. Con el préstamo Lisseth planea comprar otra cámara profesional y video cámara y así poder trabajar por separado cuando hay eventos el mismo día y no perder trabajos por la falta de quipos. Su meta a futuro es ampliar su negocio con la compra de más equipos ya que el tiempo y la innovación tecnológica lo ameritan.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Lisseth Johanna to buy a professional camera and a video camera.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2012
Jul 6, 2012
Currency Exchange Loss:
Aug 20, 2013