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Dilcia Ibeth
Dilcia, age 34, is married and has one child. She lives in a neighborhood in the Lopez Arellano section of Choloma, Cortes.

Dilcia sells merchandise. She started her business seven months ago, and the business is set up on the outskirts of the industrial parks. She sells underwear, blouses, skirts, and knickknacks.

She started her business by her own means. Then, she had the opportunity to apply to ODEF for a loan. They have helped a great deal, and she is motivated to continue working.

She currently has had three requested loans. She will use this one for 10,000 lempiras to buy new merchandise like underwear, blouses, shirts, and skirts, etc. With this investment she plans to take advantage of the workers’ year-end bonuses and sell a variety of merchandise. She will do this so that her sales will favorably increase.

Her dream for the future is to have her own stable location. She also dreams of being well-stocked with merchandise that she still does not have.
View original language description ↓
Dilcia tiene 34 años de edad, es casada, tiene 1 hijos, vive en una colonia de la Lopez Arellano, Choloma, Cortes.
Dilcia se dedica vender mercadería. Hace 7 meses inicio su negocio el cual tiene establecido en las afueras de los parques industriales ofreciendo ropa interior, blusas, faldas y venta de achinería. Su negocio lo comenzó con sus propios medios, luego tuvo la oportunidad de aplicar a financiamiento con ODEF, que le han ayudado mucho y se siente muy motivada a seguir trabajando.
Actualmente lleva 3 préstamos solicitados y este de 10,000 es para invertir en compra de mercadería nueva como ropa interior, blusas, camisas, faldas etc. Con esta inversión piensa aprovechar el pago del decimo tercer mes y vender variedad de mercadería para que sus ventas pueda aumentar favorablemente.
Su sueño en el futuro es tener su propio local estable y bien surtido de mercadería con la que aun no cuenta.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 88
    View loans »
    Honduras Loans Fundraising
  • $9,205,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Dilcia Ibeth to buy new merchandise like underwear, blouses, shirts, and skirts, etc. to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 26, 2012
Currency Exchange Loss:
Jun 18, 2013