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Amalia Cecibel
Amalia is from Libertad and lives in that city with her family. She and her husband, Marcos, fish. They have two children who are 6 and 10 years old and attend public school.

At the age of 31, Amalia lives in a house that’s hers that only has water and electricity since it’s built on a hill that does not have paved roads. She learned to fish from her husband who taught her how and she does it to help him with the household economy since she did not find a job.

At the beginning she was afraid of the waves and the dangers inherent in this profession but as time went by she became accustomed to it. She likes the fresh air and she does not get seasick.

They work from Monday through Saturday from 5am until 11am and then take their catches to be sold. They only work these days because that’s when small vendors buy the most and they use Sundays to repair their nets.

Amalia’s and her husband’s greatest concern is robbers and pirates that steal the catches of fish, they steal motors and sometimes damage the boats which is why when her husband finishes the day’s work he gets help to store his motor at home because it’s new and he put in a lot of effort to acquire it.

She’s been fishing for 13 years and feels that she’s finally getting good results because she’s been able to fix up her house and to buy a new motor for the boat making it more comfortable. The loan she’s requesting is to buy nets because they are deteriorated and to make some improvements to the boat.
View original language description ↓
Amalia es de Libertad y en esa ciudad vive con su familia. Ella y su esposo Marco se dedican a la pesca. Juntos tienen 2 hijos de 6 y 10 años que estudian en el colegio fiscal. A sus 31 años, Amalia vive en una casa de su propiedad que cuenta con solo agua y luz ya que está ubicada en una loma la cual no tiene delimitado camino pavimentado. La pesca la aprendió por su esposo quien le enseño el trabajo y la realiza para ayudarle con la economía del hogar al no encontrar trabajo. Al principio tenía miedo a la marea y los peligros que conlleva esta profesión pero al pasar el tiempo se fue adaptando, le gusta el aire fresco y no se marea. Realizan la labor de lunes a sábados desde las 5 de la mañana hasta las 11 del día, luego llevan la pesca para su venta, solo trabajan esta días ya que es cuando más compran los pequeños vendedores y el domingo se toman un descanso arreglado las redes. La mayor preocupación de Amalia y su esposo son los ladrones y piratas ya que roban el producto pescado, roban motores y a veces dañan las embarcaciones es por eso que su esposo al finalizar la labor con ayuda guarda su motor en casa ya que es nuevo y lo adquirió con mucho esfuerzo. Tiene 13 años dedicándose a la pesca y siente que por fin está teniendo mayores resultados ya que ha podido arreglar su casa y comprar un motor nuevo para su embarcación haciéndola más confiable. El préstamo que está solicitando es para la compra de redes ya que están deterioradas y hacerle algunos arreglos a la embarcación.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Amalia Cecibel to buy nets and equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2012
Listed
Jul 6, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013