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Jammiyatou Takhwoun 2 Group
In this Group: Aly, Ibrahima , Abdou , Aliou , Amadou
The group "Jammiyatou Takhwoun 2" is a solidarity group composed of five men from the same central region of the country. They have commercial businesses involving grain products. They buy large quantities inland, stock them, and then resell them when the market demand is low. This business enables them to take care of their families and to support themselves.

The head of the group (wearing pants and a shirt at the left in the photo) is a former student who left university after two years to get started in commerce. Thus he has a store selling peanuts, millet, beans, and other farm produce. He also sells peanut plant stalks used as food for sheep and cattle in stables.

To bolster its business capital, the group is requesting a loan of 500,000 francs to buy grain products.
View original language description ↓
Le groupe "Jammiyatou Takhwoun 2" est un groupe de solidarité qui se compose de 5 hommes originaires de la région centre du pays.Ils exercent dans le commerce de produits céréaliers.Ils achètent de grandes quantités à l'intérieur du pays, les stockent puis les revendent lorsque la demande baisse sur les marchés.Cette activité leur permet d'entretenir leurs familles et de subvenir à leurs propres besoins.Le chef de groupe(en pantalon et chemise , à gauche) est un ancien étudiant qui a quitté l'université après deux ans pour se lancer dans le commerce.Il tient ainsi un magasin de vente d'arachide, de mil, de haricot, et d'autres produits agricoles.Il vend aussi de la paille d'arachide qui sert de nourriture aux moutons et bœufs mis en stabulation.Afin de renforcer leurs fonds de commerce, le groupe sollicite un pret de 500000f pour acheter des produits céréaliers.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 91
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 523.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD