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Lesbia Rosa

Update on Lesbia Rosa

Lesbia makes a living as a teacher and seamstress. As a result of her hard work over time, she has helped provide for her family and has helped them get ahead. She is a widow and single mother.

Through previous loans, she has been able to complete small construction projects on her house, and has improved the sanitation and security of her home and her family's living conditions. She has paid back loans successfully over time, and plans to use the support from this new loan to add on a small room at the back of her property. The building materials she plans to purchase for construction of the room are: stone, sand, cement, iron and nails.
View original language description ↓
Lesbia sigue laborando como maestra y en la costura, en donde todos estos años, ha logrado salir adelante con su familia, siendo madre soltera al ser viuda.
Atreves de los financiamiento ha mejorado su casa, en tener mejores condiciones de higiene, de seguridad, siendo créditos a plazos, pudiendo cumplir con sus compromisos de pagos. Hoy con este nuevo préstamo, comenzara la construcción de un pequeño cuarto en la parte de atrás del solar. Comprara: piedra, arena, cemento, hierro, tablas, clavos para comenzar la obra.

Previous Loan Details

Doña Lesbia is a tailor by profession and has also worked at a pre-school for several years. She learned the craft of sewing as a means to support her family of five children. Today her children are married. She has been working with financing from Afodenic for six loan cycles, all for const... More from Lesbia Rosa's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Lesbia Rosa to build a room at the back of her property.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 6, 2012
Currency Exchange Loss:
Feb 17, 2014