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Sy-Segou-00504 Group
In this Group: Sanata , Djènèba , Mamou , Kadia , Kadia , Setou
The Sabali group is composed of 6 women - 3 from monogamous households, and 3 from polygamous ones. With an average age of 39, and on average 5 children per woman, they all live in the village of Douga Wêrê in the rural district of Sakoïba, in the Ségou region (the fourth largest administrative region of Mali). They came to know one another as neighbours, through their families, and via their income generating activity in the village. All the woman in the group are engaged in the retail trading of cow's milk in various forms (fresh milk, curds, cream, butter and yoghurt).
With a view to increasing their capital, the group members joined Soro Yiriwaso and are on their seventh successive group loan. Sanata (the lady seated second from the left in the photo) is a significant fresh milk seller in all its forms (fresh milk, curds, cream, butter and yoghurt), in and around the village of Douga Wêrê. She intends to use her loan to by 500 litres of fresh milk from the local farmers.
She sells the products, for both cash and credit, locally and in the neighbouring villages to a customer base of men, women and children. With this loan, Sanata hopes to generate an average monthly profit of 35,000 FCFA which will be used to re-invest in the business, and to cover the household's daily living expenses. Sanata intends to grow the size of her business in this partnership with Soro Yiriwaso.
View original language description ↓
Le groupe Sabali est composé de six femmes réparties comme suit : 3 monogames et 3 polygames. Avec en moyenne d’âge de 39 ans et 5 enfants par femme, elles habitent toutes dans le village de Douga Wêrê dans la commune rurale de Sakoïba dans la région de Ségou (4ème Région administrative du Mali). Elles se sont connues à travers des liens de voisinage, de parenté et de leurs activités génératrices de revenu dans leur village. Toutes les femmes du groupe font le petit commerce de lait de vache de toutes sortes (lait frais, caillé, crème, beurre et yaourt). Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont adhéré Soro Yiriwaso et sont à leur 7ème cycle de prêt solidaire.
Madame Sanata (2ème femme de la gauche vers la droite) est une grande vendeuse lait frais de toutes sortes (lait frais, caillé, crème, beurre et yaourt) dans le village de Douga Wêrê et ses environnants. Elle compte utiliser son prêt pour acheter 500 litres de lait frais avec les éleveurs du village et ses environnants. La revente se fait au comptant et à crédit à domicile et dans les villages environnants à une clientèle composée de femmes, d’enfants et d’hommes. Madame Sanata espère réaliser avec ce prêt un bénéfice mensuel moyen de 35.000FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge les besoins du foyer au quotidien. Tout comme les autres femmes du groupe, Madame Sanata a pour objectif d’augmenter le volume de son activité dans ce partenariat avec Soro Yiriwaso.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 523.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD