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Hafiswa lives in Kampala, Uganda. She is a widow with one child who attends school. She is not looking after additional family members.
She has been selling cosmetics for the last four years in a shop she rents. She sells at retail, working seven days a week. She does not have another source of income.
She has requested for a loan of UGX 400,000 from MCDT to enable her purchase more cosmetics for sale like boxes of cream relaxers, weaves, and braids. Her major challenges include the high transport costs and ever increasing prices of cosmetics. She joined MCDT because she was assured that she would benefit from the services offered. Her dream is to see her business expand. She rents a house with access to both electricity and piped water. Her major monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,450.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Hafiswa to buy more boxes of cosmetics like cream relaxers, braids, and weaves.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 26, 2012
Currency Exchange Loss:
Nov 15, 2012