Joyce, like the other members of the group, is a cattle keeper in addition to fattening them for sale. Through this, the 37-year-old married woman has been able to send her two children to good schools and also meet other family needs. Her dream is to own a very large herd of cows so that she can fully stabilise and supply milk to the city to maximise her profits. She is challenged mainly by cattle diseases and the hot weather.
Joyce is very hard-working and honest.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid