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Sarina is 50 years old, married, and has 2 adult children. As the main source of income for her family, Sarina raises cattle, having started her business 25 years ago with an investment of 10,000 som (KGS). Thanks to her persistence and hard work, Sarina's herd currently has 2 dairy cows with offspring. Additionally, Sarina sews plastic sugar bags at home and later sells them to the local sugar factory.

In order to continue developing her livestock business, Sarina has turned to Bai Tushum & Partners for a loan of 120,000 som (KGS) to purchase calves for fattening and resale. She plans to invest her profits from this loan into further expansion of her business and into construction of a new barn for her animals.
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Сарине 50 лет, замужем, имеет 2 взрослых детей. Сарина в качестве основного источника дохода для своей семьи, занимается животноводством, начав этот бизнес 25 лет назад со стартовой суммой в 10,000 сом (KGS). Благодаря настойчивости и упорному труду, Сарина имеет в хозяйстве 2 дойных коров с приплодом. Кроме того, на дому Сарина занимается пошивом пластиковых мешков для сахара, которые потом сдает местному сахзаводу. В целях дальнейшего развития своего бизнеса в животноводстве, Сарина обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы от кредита Сарина планирует вложить в развитие бизнеса и постройку нового сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Sarina to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 25, 2012
Currency Exchange Loss:
Nov 17, 2013