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Hoa is 40 years old. She has two adut children. She has sold fruit and construction material for 11 years. She earns from it 4,500,000 VND a month. She has participated in SEDA's credit program since 2010. The last cycle, she borrowed 6,944,000 VND and repaid the loan on time. In this loan cycle, she wants to borrow 8,288,000 VND to buy construction material. Then, she hopes she can earn enough to buy a car for carrying material to sell.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $14,420,500
    Funds lent in using Kiva
  • 20,942.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hoa to buy construction material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2012
Jul 4, 2012
Currency Exchange Loss:
Jun 17, 2013