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Update on Daniel

Daniel has been a farmer in Ndunyu Njeru town and he used his previous loan to buy seeds and fertilizer for his farm. The loan was profitable and he was able to pay it all back.

He now operates a retail shop and a timber yard business and he plans to use this loan amount to buy more stock of goods to sell. These include rice, sugar and boxes of bar soap. With the anticipated profits, he plans to add more timber for sale in his timber yard.

In the future, Daniel hopes to grow his retail shop business, make more income and hence be able to improve the living standards of his family.

Previous Loan Details

Daniel has practiced farming in Ndunyu Njeru town for the last 7 years. He is 40 years old and married to Beth. They have two children who attend school. He was introduced to KADET LTD by one of our field officers and this will be his first loan. He plans to use the loan to buy seeds and f... More from Daniel's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 725
    View loans »
    Kenya Loans Fundraising
  • $43,788,975
    Funds lent in using Kiva
  • 83.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Daniel to buy more stock such as rice, sugar and soap.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 26, 2012
Currency Exchange Loss:
Sep 19, 2012
This photo was used before for a previous loan for Daniel. It was first posted on Kiva on Sep, 2011. Learn More