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Ram is 52 years old. She is married and resides with six children in Kampong Chhnang Province, Cambodia. She has been involved in fishing for more than ten years, earning approximately $7 per day. Her husband helps her run the business. Four of her children are employed. They are garment workers and construction workers. They earn about $14 per day.

Due to the difficulty in her family’s transportation, Ram is requesting a loan of $500 to purchase a motorbike for commuting. This purchase would enable her to use the money saved on her transportation expenses to support the family. In the future, she would like to expand her business and help her children earn bachelor’s degrees. Moreover, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ram to purchase a motorbike for commuting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 29, 2012
Jul 4, 2012
Currency Exchange Loss:
May 17, 2013