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Damaris
Damaris is 42 years old. She is a woman with lots of business experience, and is also happy and kind. Her partner is Bettman. He is the father of her three children. They live together in their own house, which they managed to build together after putting out a lot of effort.

She makes and sells a variety of sweets which she prepares at home in a wood-fired brick oven. She then delivers them, according to her orders, to the corner stores and grocery stores in her area and in other riverside communities outside the city. She has been working this way for more than two years. Her children help her to make and distribute the sweets. This way they manage to sell all her products and turn over her capital quickly. She enjoys what she does, especially since it keeps her busy, which is one of the reasons she decided to start her business. She also wanted to have a source of income which would allow her to help her partner cover their living expenses and educate their children.

This is her fourth loan with MFP [Microfinanzas Prisma]. She is committed to making her loan payments on time, as she did with her previous loans. Additionally, she feels good about her communal bank since she considers the other members to be caring people.
She will invest the requested amount of 2500 PEN [$950] by purchasing a flour mixer, which she will bring from the capital and which is valued at 2000 PEN [$750]. She will use the rest of the loan to purchase supplies and ingredients to make sweets.
View original language description ↓
Damaris tiene 42 años, es una mujer con mucha experiencia en los negocios, además de ser alegre y amable. Su pareja es Bettman, el padre de sus tres hijos. Juntos viven en su casa propia, la que logro construir con mucho esfuerzo con el apoyo de su pareja.

Ella se dedica a la elaboración y venta de dulces variados, los cuales prepara en casa en un horno artesanal; luego los lleva, según pedido, a las bodegas y tiendas de comestibles de su zona y otros caseríos alejados de la ciudad. Realiza esta actividad hace más de 2 años, contando con el apoyo de sus hijos para la elaboración y reparto de los dulces, de esa manera logran acabar todos sus productos y dar mayor rotación a su capital. Le gusta su actividad, pues la mantiene ocupada, motivo por el que se decidió a empezar con este negocio, además de contar con un ingreso económico que le permita apoyar a su pareja con los gastos de su hogar y la educación de sus hijos.

Este es su cuarto préstamo con la institución MFP, se compromete a ser puntual con el pago de sus cuotas como en créditos anteriores. Y además, se siente a gusto con su banco comunal, pues considera a sus compañeros personas solidarias.
Con el monto solicitado, de 2500 nuevos soles, invertirá en la compra de una amasadora de harina, traída desde la capital y valorizada en 2000 nuevos soles. Con lo restante adquirirá insumos e ingredientes para la elaboración de los dulces.

About Peru

  • $6,715
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Damaris to purchase a flour mixer and ingredients for her sweets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2012
Listed
Jul 6, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013