Check out some available loans that are similar to this one!
Reyna Esmeralda
Reyna is 43 years old. She is from the city of Managua. She is married and a merchant by profession. She is one of the few women in our country who dedicates herself to selling insecticide and fumigation services, an activity which she began 10 years ago. She is the mother of 2 children -- her son is currently studying for a university degree, and her daughter is in the fourth year of secondary school. Reyna started her business through her father, who also worked in the same field. She helped him sell his products, and over time she gained experience and thorough knowledge of the business. Later, she decided to become independent, and she set up her sales area for insecticide in the house where she lives. However, Reyna was not satisfied with that, because her desire is to get ahead. Today, Reyna not only sells insecticides, but she also provides fumigation services, which she has done for the past three years. She works within her own community and in the departments of the city of Managua, Her aim is to eliminate the various pests which are known in the city of Managua. In her business she receives support from her husband, who helps her administer the business. Her expectation is to expand her product line and buy more fumigation equipment to satisfy the needs of her customers, and it is for this reason that she currently needs a loan to buy insecticide and more fumigation equipment.

She believes that the loan will be helpful to her because she will be able to invest in her inventory, buying the products requested most often by her customers, and this will generate more income for her. Her future plans are to grow with her fumigation business with help from Kiva, so that she can have a more profitable business. Her next goal is to make her business into a pest control company, reach the point where she employs workers to satisfy customer demand, and become a competitor to the companies currently active in this field.
View original language description ↓
Reyna de 43 años de edad, es originaria de la ciudad de Managua, casada, de oficio comerciante, ella es una de las pocas mujeres de nuestro país que se dedican a la venta de insecticida y servicio de fumigacion, actividad que inicio desde hace 10 años, madre de 2 hijos, el hijo varón actualmente estudia su universidad y la hija estudia su quinto año de secundaria. Reyna inicio su negocio por medio de su papa quien también se dedicaba a la misma actividad, ella le ayudaba a vender sus productos, con el tiempo fue obteniendo experiencia y total dominio en el negocio, luego decide independizarse, pone su puesto de venta de insecticida en su casa de habitación, pero Reyna no se conformo con eso pues su deseo es salir adelante, hoy en día Reyna no solo vende insecticidas también brinda el servicio de fumigación desde hace tres años el cual realiza en la misma comunidad y en los departamentos de la ciudad de Managua, su propósito es eliminar las diferentes plagas que se conocen en la ciudad de Managua, en su negocio recibe el apoyo de su esposo que le ayuda con la administración del negocio, su expectativa es crecer en productos y comprar mas equipos de fumigación para satisfacer las necesidades de sus clientes es por ese motivo que hoy requiere del préstamo para comprar insecticida y comprar mas equipos de fumigación.
Ella estima el crédito será de ayuda ya que podrá invertir en su inventario con productos mas solicitados por sus clientes, el cual le generara mayores ingresos, sus planes futuros es crecer en su negocio de fumigación con el apoyo de Kiva para tener un negocio mas rentable, su meta próxima es hacer de su negocio una empresa de exterminación de insectos, llegar a tener trabajadores para cubrir la demanda de sus clientes y llegar a ser la competencia de las empresas que se dedican a la misma actividad.

About Nicaragua

  • $4,800
    Average annual income
  • 135
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Reyna Esmeralda to buy insecticide and more fumigation equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 15, 2012
Listed
Jun 25, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013