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Alejo
Don Alejo is a humble, 67 year old farmer from Teustepe. He is a hard worker, despite the fact that he did not complete his education. He has been planting corn, beans, and wheat for 52 years. He is the father of eight adult children who live on their own. Don Alejo began farming at fifteen years old, helping his parents on their lands. The he decided to become independent. His father left him part of the land in order to help him. After he had gained experience and mastered the business, he began working for himself in planting. Today, with his own effort, he not only plants basic grains but also has his own cows and land that he purchased with the profits from his farm work. In his business, he pays laborers because the workload is too much for him to handle by himself. He markets his products in his community and in the surrounding area. His wife contributes additional income to the household selling curdled milk (used to make cheese and yogurt) produced by the cows. Don Alejo expects to do all the planting tasks, such as cleaning the bean grains, so that production will be better than in years past.

He is requesting the loan to pay labor costs and purchase inputs, refreshers and compost, which will help him harvest his crops in a timely manner so that he does not have to sell his animals to cover productions costs. He plans to pay off the loan with the profits from the harvest and invest in the purchase of animals (cows). He expects to keep his business going on order to get ahead and have a better standard of living.
View original language description ↓
Don Alejo un humilde agricultor, de 67 años de edad, es originario de Teustepe. El a pesar de no haber realizados estudios es una persona muy trabajadora, se dedica a la siembra de maíz, frijol y trigo desde hace 52 años, padre de 8 hijos mayores de edad, viven independientes. Alejo inicio su actividad a los 15 años de edad ayudándoles a sus padres en las tierras, luego decide independizarse, el papa le hereda parte de las tierras para que se ayude, después de haber obtenido experiencia y dominio en el negocio empieza a trabajar por si solo en la siembra, hoy en día con esfuerzo propio no solo siembra granos básicos también tiene sus vacas propias y tierras que ha comprado de las ganancias del trabajo, en su negocio paga mano de obra debido a que la carga del trabajo es mucha no puede hacerlo por si solo, sus productos los comercializa en la misma comunidad y en los alrededores de la zona. La esposa vende cuajadas de la leche que producen las vacas como otros ingresos para el hogar, Alejo tiene como expectativa realizar todas las labores de la siembra como limpiar el grano de frijol para que la producción sea mejor que la de años pasados.
Solicita el crédito para pagar mano de obra, comprar insumos, refrescantes y abono, el cual será de ayuda porque podrá realizar sus labores de cosecha en tiempo y forma, no tendrá que vender sus animales para cubrir los costos de producción, sus planes futuros es cancelar el crédito de las ganancias que saque de la cosecha y lo que sobre invertirlo en la compra de animales (vacas), su expectativa es mantener su negocio activo para poder salir adelante, tener un mejor nivel de vida.

About Nicaragua

  • $3,636
    Average annual income
  • 175
    View loans »
    Nicaragua Loans Fundraising
  • $23,201,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Alejo to pay labor costs, and purchase inputs, refreshers, and compost.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jun 19, 2012
Listed
Jun 26, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012