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Teodora
Teodora is 28 years old and lives with her common-law husband. She has two children in her care. The family live in their own home, in a district of more than 10,000 inhabitants. Teodora has been selling 'chicha de jora' (a corn-based drink) and beer from her home for more than three years.

She is requesting a loan to invest in her business. In particular, she will buy beer and corn. She will also buy chairs and sales supplies so that she can make more income with which to support her family and, consequently, enjoy better living conditions. Teodora is a longstanding client and, from the day she started working with the entity, her life has changed as she is better known, her sales have improved and she makes more income.

One of Teodora's main aims is to attract more customers and for her sales to be at 100%. In order to achieve all this, she works hard and responsibly from morning til night. The market is right for an investment in this type of business as it is mainly local residents, specifically housewives, who sell 'chicha'. They do so in shifts and this is good because it means that they don't have to compete. It is a good market niche for making more income.
View original language description ↓
Teodora tiene 28 años de edad, de estado civil conviviente, tiene 2 hijos a su cargo y habita conjuntamente con su esposo en casa propia en un distrito de mas de 10 mil habitantes. Ella se dedica a la venta de chicha de jora, venta de cerveza en su domicilo desde hace mas de 3 años.

El prestamo lo solicita para invertirlo en su negocio, especificamente para la compra de cerveza, maiZ duro, y para compra de sillas y accesorios para la venta y de esa forma tenga mas ingresos para el sustento de su familia, y por ende una mejor condicion de vida en la zona. Esta cliente es recurrente y desde el dia en que empezò a trabajar con la entidad, la vida de la cliente a cambiado, pues es mas conocida y su ventas son mejores y por ende tiene mas ongresos.

Uno de sus objetivos primordiales es captar mas clientes y que la venta sea al 100%, por lo que para lograr todo esto, se esfuerza con mucha responsabilidad y trabaja de sol a sol. El mercado es potencial para la inversion en este tipo de negocio, pues en su mayoria los pobladores, especificamente las ama de casa son la que venden la chicha y lo realizan por turno y eso es bueno, pues no tienen que competir, y las perspectivas del mercado es un buen nicho para que obtengan mas ingresos.



About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Teodora to buy beer, corn, chairs and sales supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2012
Listed
Jun 25, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013