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Yarley Emilse

Update on Yarley Emilse

With her last loan, Yarley bought various merchandise such as clothing, shoes, perfumes, spare auto parts, and home appliances. Now she has new orders for things such as perfume, cosmetics, and clothing. That is why she is seeking a Kiva loan for the second time, which she hopes to multiply through her disciplined work. Her message to her lenders is the following, "I am very thankful for the help I have received and I hope to continue to county on your support to improve my quality of life."
View original language description ↓
Yarley con su anterior credikiva compró mercancia variada como ropa, calzado, perfumes, repuestos para vehiculos y electrodomésticos. Ahora tiene nuevos encargos como articulos de perfumeria, cosméticos y ropa, por eso acude por segunda vez a un credikiva, al que aspira a multiplicar mediante su disciplinado trabajo. Su mensaje sus financiadores es el siguiente: " Estoy muy agradecida por la ayuda recibida y espero seguir contando con el respaldo de ustedes para mejorar mi calidad de vida. "

Previous Loan Details

Yarley lives in the Puerto Colombia municipality with her partner and 4 year old son. She has a business there through which she sells merchandise on credit, by means of a distribution system to clients who place orders and form part of her loyal customer base. Although Yarley studied to be a... More from Yarley Emilse's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 490
    View loans »
    Colombia Loans Fundraising
  • $14,964,925
    Funds lent in using Kiva
  • 1,774.0
    Colombia Pesos (COP) = $1 USD
A loan of $1,875 helped Yarley Emilse to buy perfumes, cosmetics, and clothing.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jun 25, 2012
Currency Exchange Loss:
Jul 25, 2012