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Ana Lidia
Ana is 39 years old. She is marrried and has three daughters. She has a coffee shop in a community school center. She is a hardworking and responsible person who has been able to get her family ahead with a lot of hard work. Her husband manages the shop and over many years with this work thay have been able to educate their daughters. Their oldest is finishing college.

Ana and her husband buy their materials in the closest town, which is 6 kilometers from their house. Access to the area is very bad because the buses only go by every two hours and when there is a hard rainy season sometimes they don't go by at all. Then she has to pay for an express delivery service and it is more expensive to transport her merchandise from the town to her house.

The loan she is asking for is to buy merchandise for her coffee shop and thus meet the demand she has from the students from the education center when they have breaks. She feels that she is unable to stock everything they want.

The need that will be satisfied is that she will be able to buy more merchandise and meet the demand that she has in the coffee shop from the students more easily.

Her life will improve gradually, since if she stocks her business more her sales will increase and thus she will have more income and obtain a wider profit margin with her sales.

In the future, she wants to have a better sticked coffeeshop and also be able to open a small store in her house so that the people who don't have access to the educational center can also buy her products without having to go into the school. She also wants her daughters to be educated so they can be well known and respected people in their community.
View original language description ↓
La señora Ana tiene 39 años de edad ,es casada y tiene tres hijas. Ella se dedica a la venta en un cafetin de el centro escolar de su comunidad. ella es una persona trabajadora y responsable con mucho esfuerzo ha podido sacar adelante a su familia junto a su esposo administran el chaleth desde ya hace muchos años y con este tipo de trabajo han podido dar el estudio a sus hijas tanto asi , que la primera de ellas esta culminando sus estudios en la universidad.

Ana junto a su esposo compran los materiales que utilizan en la ciudad mas cercana que esta ubicada a unos 6 kilometros de su casa y como el acceso a la zona es un poco malo solo corren autobuses cada dos horas y cuando el invierno es muy fuerte hay unos que no salen; asi que a ella le toca pagar un automovil expreso y le sale mas caro para trasladar su mercaderia desde la ciudad hasta su casa.

El préstamo que esta solicitando es para comprar mercaderia para su cafetin y asi poder surtir la demanda que tiene con los alumnos de el centro escolar cuando tienen sus momentos de receso, ella siente que no es capaz de abastecer todo lo que ellos le demandan.

La necesidad que sera satisfecha es que ella podra comprar mas mercaderia y asi podra abastecer la demanda que tiene en el cafetin de parte de los alumnos con una mejor facilidad.

Su vida mejorara grandemente, ya que si ella surte mas su negocio las ventas aumentaran y asi podra obtener mas ingresos de dinero y un mejor margen de ganancia por sus ventas.

En el futuro ella quiere poder tener mas surtido su cafetin y tambien poner una pequeña tienda en su casa para que las personas que no tienen acceso a el centro escolar puedan tambien comprar su producto sin tener que entrar al centro de estudio. Tambien ella queiere ver a sus hijas formadas en sus estudios y que se puedan desempeñar en la sociedad como personas muy reconocidas y respetadas por los pobladores de su comunidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 779
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Ana Lidia to buy merchandise for her coffee shop.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2012
Listed
Jun 25, 2012
Currency Exchange Loss:
N/A
Expired:
Jul 25, 2012